Are you looking to reduce your monthly spending? You might be in the process of canceling unnecessary services and subscriptions. But what about your dental insurance? Is it worth paying for, or should you cancel it? The answer should become obvious after you consider some of the money-saving benefits you may enjoy if you use your policy to the full.
Preventive Care Is Covered
Most dental insurance plans completely cover the cost of two preventive appointments each year. That means that for nothing out of pocket, you could receive cleanings, exams, routine X-rays, and other basic services. Very often, the value of annual preventive care exceeds the yearly cost of an insurance policy.
You Can Prevent Major Oral Health Problems
Some oral health problems arise suddenly and without warning. Most often, though, they begin gradually. If you use your insurance to take advantage of regular exams, you give your dentist the opportunity to catch developing issues while they are still in their early stages, before they become very painful and very expensive to treat.
For example, if you have a small cavity, your insurance might cover 80% of the cost of your treatment. However, if the cavity is allowed to worsen, you may require root canal therapy and a crown. Or, it could be necessary for you to get the tooth removed and then replaced later on with a dental implant or bridge. Without insurance, you may end up paying thousands of dollars out of pocket. Even with insurance, your bill could still be substantial.
You Can Reduce Overall Care Costs
Oral health and overall health are strongly linked to one another. For example, untreated gum disease is associated with a heightened risk of heart attack, stroke, diabetes, dementia, and other serious medical conditions.
If you use your dental insurance policy to maintain a healthy mouth, you may delay or even prevent the onset of some serious medical problems. You can therefore enjoy the best quality of life possible and save money on overall care costs.
You Can Avoid Lost Work Hours
Every year, countless work hours are lost due to dental problems. If you do your best to prevent such issues by taking full advantage of your dental insurance, you can be as productive as possible and save your sick leave/vacation time for other purposes.
Is dental insurance worth paying for? Yes, but only if you use it! Learn how your policy works so you can take full advantage of it.
Meet the Practice
Here at Comprehensive Dental Associates of Central Connecticut, we offer general oral health services to families in our community. We accept more than 200 dental insurance plans, including some from Aetna, Guardian, MetLife, and more. We are always happy to help patients maximize their benefits. To learn more about how we may be able to help you save money on top-quality dental care, contact our East Hartford office at 860-288-5786.